PINless Debit Conversion allows a merchant to programmatically request that a card submitted as a Credit Card transaction be converted to a PINless Debit Card transaction. Not all cards support this functionality.
For merchants configured for PINless Debit Conversion in the Vantiv Core platform, if the PinlessPosConversionIndicator
request flag is also included in the endpoints POST api/v1/sale or POST api/v1/refund
the card submitted will be reviewed by the Vantiv Core platform to determine whether it will continue down the Credit Card rails (Visa, MC, Amex, Discover) or if the card can be converted to a PINless Debit transaction, which would go down the Debit Card rails (and associated Debit Card network) for processing.
triPOS transaction response will include a PinlessPosConversionIndicator response flag identifying whether the card was converted or not converted.